I have no pension provision but want to start one.
The current turmoil surrounding pensions has left people with the perception that they’re not going to work and not going to provide a reasonable return when they come to retire. However, in the long term, pension funds grow in value better than many other forms of investment. Planning for your retirement is the art of blending your future financial expectations with what you can afford to put aside today.
The earlier in life you start a pension fund, the longer you have to contribute to it and the longer the fund has to ride out market fluctuations. When you add in the generous tax allowances from the government, it’s hard to find a better way to plan for retirement than with a pension. For every 80p lower rate tax payers put into their pensions, the government puts in 20p. For every 60p higher rate tax payers put into their pensions, the government puts in 40p.
At the Wealth Partnership, the first and most important discussion we have with new clients is all about their expectations. How much do they think they would like to have as a regular income in retirement? When do they plan on retiring? How does a pension fit in with other investments and assets?
At the Wealth Partnership we don’t sell pensions, we provide solutions. We look at what you can afford to spend today and try to match it as closely as possible with your realistic financial goals for retirement.
It’s our attention to detail and our ability to develop individual solutions that gives our clients the best possible chance of having the retirement they want.
Call us now on 01786 476747 to arrange a no-obligation chat with one of our advisors about helping you prepare for the future and starting a long term partnership towards growing your wealth in retirement.